In spite of my best efforts to meal plan and use coupons, our grocery budget has been climbing recently. So, we're going back onto an envelope system for groceries.
Our salary schedule is every 2 weeks, so I'll be putting $100 into an envelope after each paycheck gets deposited. That will be my allotment for the whole 2 weeks.
We just had our first payday on the envelope and I did a $50 shopping trip that felt very successful. One thing I noticed in being on the envelope is that I buy less impulse or stockpiling purchases.
For example, toilet paper was on a decent sale but we have enough at home and I didn't have room in the $50 budget for it so I passed it up. We'll see if occurrences like this on the strict budget end up helping or hurting in the long run
Also, see my previous post on some places where I won't be cutting back!
We'll use the same envelope system for our dining out budget and a monthly allowance for my husband and I. At the end of June, we'll see how it went!
Celebrate St Patrick with An Irish Feast!
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